Steve Darling MP: speeches

Speeches

• 15 Oct 2025 · Pride in Place · Hansard source

  More

  I congratulate the Minister on her appointment and welcome the core principle that she described: giving our communities the power to decide how to put money to best use. I am delighted that Torbay has been awarded two tranches of pride in place funding. However, it is a perverse badge of honour, because it demonstrates that we are the most deprived local authority in the south-west of England, the Conservatives having short-changed us. Another challenge in Torbay is the fact that social rented homes account for only 7% of our housing. Will the Minister reflect on how the whole Government can try to meet the desperate need for social housing in Torbay, which has less than half the national average?

• 14 Oct 2025 · Mental Health Bill [Lords] · Hansard source

  More

  On funding, the Devon partnership NHS trust looks after people with mental health challenges in the Torbay community, where levels of depths of despair are particularly high. The trust is facing a £21 million cut, so does my hon. Friend agree that changes will be irrelevant if we do not have adequate funding?

• 13 Oct 2025 · Digital ID · Hansard source

  More

  I congratulate the Secretary of State on her new position. I am mindful of her previous position, where she masterminded the personal independence payment reforms, so with her proposals before us today I am concerned that she is fast becoming the Minister for lost causes. In my constituency, we have an awful lot of people who are digitally excluded; it is really sobering. Will she please give us some clear examples of how people will be helped? I know of dozens and dozens of people who are against the proposal in principle, but what about those who will potentially be excluded?

• 16 Sept 2025 · Police: Professional Standards · Hansard source

  More

  Professional standards set the tone and the culture for the whole organisation. I pay tribute to Roy Linden, who is the commander of South Devon police, the old F division. There is a significant challenge relating to the lack of knowledge within the police. There are lots of new officers, and if we do not have the professional standards holding people to account, police often fall short of the standards that many of us would expect of them.

• 16 Sept 2025 · Police: Professional Standards · Hansard source

  More

  I alluded to the fact that we have sadly lost an awful lot of police officers with deep knowledge, and many of our police officers are relatively new to the position. Will the Minister reflect on how we can build that long-term knowledge back into the police force, because that can drive better standards where services are being provided, rather than looking for where things have already fallen over?

• 16 Sept 2025 · Sentencing Bill · Hansard source

  More

  The police in Torbay tell me that in Paignton and Torquay town centres a number of habitual offenders see a call back to prison as just a professional risk. Does my hon. Friend agree that after years of a lack of investment by the Conservatives, we need to see investment in rehabilitation to help keep those individuals on the straight and narrow?

• 11 Sept 2025 · Pension Schemes Bill (Eighth sitting) · Hansard source

  More

  [ Interruption. ] I am not quite used to getting interrupted by thunder. Perhaps I should get used to it, with Jennie winning Westminster Dog of the Year, or at least the popular vote. Clearly, it was rigged—I jest. On a more serious note, we are looking at a cohort of pensioners, the pre-’97 pensioners, who have been left behind without indexation. We heard moving evidence from two gentlemen who shared the challenges that many of those pensioners face, living in higher levels of poverty because of the failure to index. Our proposal is to ensure that there is a responsibility to explore the possibility of amending the fiduciary duties—something I was not even aware of until I started exploring the Bill—to support the possibility of indexation. I am aware that a more prescriptive new clause has also been tabled. As Liberal Democrats, we sympathise with the aims, but we feel that we need to have confidence that the system has the capacity to pay out. Our proposal is a steady hand on the tiller approach. It is about sense checking and ensuring that there is an ability to support the appropriate levels of indexation. I hope that the Minister will look kindly upon the proposal, as it is the more level-headed approach, with all due respect to Plaid and the SNP.

• 11 Sept 2025 · Pension Schemes Bill (Eighth sitting) · Hansard source

  More

  I beg to move, That the clause be read a Second time. I am afraid I have a difficulty, Ms Lewell: I am appearing soon in a Westminster Hall debate as a spokesperson, so I will have to go part-way through this debate—accept my sincere apologies for that. New clause 7 is the beginning of a series of new clauses on pensions injustices. It is intended to probe. I know from fellow MPs that there are significant amounts of casework about people who fall short of being acknowledged as receiving benefits from pensions, such as spouses or partners of different descriptions. Our world is complicated. I am adopted, and went from having one sibling to nine siblings in total; I have a complicated family. We all have complicated families. Equally, historically, pensions may not have taken account of how people’s lives might have become more complicated, such as with partners and the way that life moves on. We ask the Minister to reflect on that, and see how he may be able to tackle this injustice. I apologise for leaving before we complete the debate on the new clause, Ms Lewell.

• 11 Sept 2025 · Pension Schemes Bill (Eighth sitting) · Hansard source

  More

  I thank the Minister for putting his thoughts on the record. I beg to ask leave to withdraw the motion. Clause, by leave, withdrawn. New Clause 5 Report on fiduciary duty and discretionary indexation of pre-1997 benefits “(1) The Secretary of State must, within 12 months of the passing of this Act, publish a report on whether the fiduciary duties of trustees of occupational pension schemes should be amended to permit discretionary indexation of pre-1997 accrued rights, where scheme funding allows. (2) The report must consider— (a) the impact of current fiduciary obligations on trustees’ ability to award discretionary increases to pre-1997 pension benefits; (b) the potential benefits of permitting such discretionary indexation for affected pensioners; (c) the funding conditions and thresholds under which discretionary indexation could be considered sustainable; (d) the appropriate level of regulatory oversight and guidance required to ensure that discretionary increases are granted in a fair, transparent, and financially responsible manner; (e) international approaches to indexation of legacy pension benefits; (f) the legal and actuarial implications of amending fiduciary duties in this context. (3) In preparing the report, the Secretary of State must consult— (a) the Pensions Regulator, (b) the Financial Conduct Authority, (c) representatives of pension scheme trustees, members, and sponsoring employers, and (d) such other experts or bodies as the Secretary of State considers appropriate. (4) The Secretary of State must lay a copy of the report before both Houses of Parliament.”— (Steve Darling.) This new clause requires the Secretary of State to report on whether the fiduciary duties of trustees of occupational pension schemes should be amended to permit discretionary indexation of pre-1997 accrued rights, where scheme funding allows. Brought up, and read the First time.

• 11 Sept 2025 · Pension Schemes Bill (Eighth sitting) · Hansard source

  More

  I beg to move, That the clause be read a Second time. New clause 2 is about market consolidation, and ensuring that the Minister undertakes to report back so we can see how it is progressing. Clearly, market consolidation will have positive impacts, but there is a law of unforeseen consequences, so it is important to ensure that there is a regular health check on what is happening in the market. It is not only about that law of unintended consequences, but about checking out the opportunity for new entrants to come into the system, and making sure that there are no unexpected barriers. To our mind, it is good practice that one would hope would be undertaken. The new clause is a probing amendment; we will not be pressing it to a vote, but I look forward to reassurances from the Minister. We are keen to get on the public record what he says in this area, because we know from conversations with the industry that there is some interest in the matter.

• 11 Sept 2025 · Pension Schemes Bill (Eighth sitting) · Hansard source

  More

  I beg to move, That the clause be read a Second time.

• 11 Sept 2025 · Consumer Affairs · Hansard source

  More

  It is a pleasure to serve under your chairmanship, Dame Siobhain. I congratulate the hon. Member for Warwick and Leamington (Matt Western) on securing this important debate. What we have heard from hon. Members has been extremely wide-ranging. I will focus the vast majority of my speech on ticket touting and scalping. However, I want to reflect on what we have heard from hon. Members on shrinkflation and on how important it is to allow the public to understand the true price of goods. I look forward to hearing from the Minister on that, and also on the challenge of the Tesco Metro in the town centre having significantly higher prices than the out-of-town supermarkets. That is a significant issue in my constituency of Torbay. It is perverse that those who are poorest have to pay more because they are least able to jump in a car, and very often do not own a car, so have little choice but to use the Tesco Metro, or a similar shop, in the town centre. I would like some reflections from the Minister on that. We also heard about e-bikes. It would be welcome to hear the Minister talk about regulations around e-bikes. The problem is not just e-bikes catching fire but the irresponsible ownership of them, and the fact that there is no age limit on their ownership. I spoke to a police officer earlier this week, and that was one of the challenges she faced. In addition, often those using e-bikes are up to no good, so greater regulation around e-bikes and some words from the Minister would be extremely welcome. I will move on to the main meat of my speech. Concerts are an extremely enriching part of our lives. In my youth, I may have gone to a Deep Purple or AC/DC concert, but my guilty pleasure was going to “Abba Voyage” not that long ago. This is my only pun: we are seeing dirty deeds done not so dirt cheap to our consumers. Surge pricing and hidden costs are absolutely shameful. Concerts are a way of driving tourism. I would not have gone to Leipzig a couple of years ago had it not been one of the few venues that I could easily get to to see one of my favourite bands, Goran Bregović and his Wedding and Funeral Orchestra. In my constituency of Torbay we have Electric Bay, an outstanding festival that was headlined by Fatboy Slim this summer on the Saturday night. Taxi drivers and those in the hospitality industry told me that the bay was buzzing, and that it was better than a bank holiday weekend. However, there are opportunities for ticket touts to come into play for these types of festivals. One of my staff was impacted by ticket touting on Ticketmaster for the Oasis concert—there is no accounting for taste—which the hon. Member for Warwick and Leamington mentioned. He spent hours online and saw the ticket go from £135 to more than £300—the surge pricing that we believe is wicked. On the secondary market, we saw that same ticket go up to £6,000. It is utterly shameful. I am aware that Ticketmaster sometimes labels tickets as if they are platinum when they are actually the same as standard tickets. Regulation is needed in these areas. To stop this, we need to take some inspiration from Ireland, where there are limits of 10% increases and surge pricing is banned in both primary and secondary markets. We need to allow true fans to sell on the tickets they are no longer able to take advantage of, but limit the additional handling fees to a reasonable level and ban surging. Concerts are an outstanding way of enhancing one’s sense of wellbeing, relaxing and, probably most importantly, developing a sense of community. However, we need to ensure that people are protected when buying tickets, because we all need a bit of light relief in the challenging world that we all live in now.

• 11 Sept 2025 · Pension Schemes Bill (Seventh sitting) · Hansard source

  More

  The Liberal Democrats welcome the direction of travel. As the shadow Minister identified, the industry has demanded some elements of the clauses, but they are mostly about supporting consumers. The end users of these services should be a key element of what the Bill is about.

• 10 Sept 2025 · Bus Services (No. 2) Bill [Lords] · Hansard source

  More

  In Torbay, which is sadly one of the most deprived constituencies in the south-west of England, bus travel is the primary form of public transport. The £2 price cap was valued by young people and by those of working age in navigating Torbay. Does my hon. Friend agree that its reinstatement would help oil the wheels of our communities, such as Torbay?

• 10 Sept 2025 · Russian Drones: Violation of Polish Airspace · Hansard source

  More

  I understand that Ukraine holds approximately €190 billion in frozen Russian assets. Press reports today suggest that there is a level of flexibility in the stance on releasing them, as long as there are some legal guarantees from the European Union around the risks that may be faced. Are the Government supporting the European Union to unlock this opportunity, which could help to support efforts in Ukraine?

• 9 Sept 2025 · Pension Schemes Bill (Sixth sitting) · Hansard source

  More

  It is a pleasure to serve under your chairmanship, Mr Turner. Will the Minister put a little more flesh on the bone in respect of the ladder of opportunity for new entrants? We need to make sure that we do not end up with a system with large schemes and nobody being able to get into the super-league of opportunity that we have currently. We want to see innovation over time and hoped that, through the new clause, we could bake that into the system. We can have aspirations for how future Ministers deal with these matters, but we must give confidence to the industry in respect of future entrants, so that it continues to be a vibrant industry that drives investment and growth for people’s pensions. That is essential. We would be extremely grateful for some more flesh on the bone.

• 9 Sept 2025 · Pension Schemes Bill (Sixth sitting) · Hansard source

  More

  I beg to move amendment 279, in clause 42, page 55, line 40, at end insert— “(4A) The trustees or managers of a relevant scheme, in determining whether to adopt or vary a default pension benefit solution, must— (a) issue a written notice of the proposal to all members of the scheme, including— (i) the expected impact on benefits and investment strategy, and (ii) a written attestation that a market-wide assessment of all available options was undertaken; (b) ensure a consultation period of at least 60 days has elapsed; (c) confirm that fewer than 10 per cent of eligible members have objected in writing.” This amendment adds the “without member opposition” safeguard to defined contribution schemes when changes to default pension benefit solutions are considered. It also requires a whole of market assessment to ensure the best solutions are chosen for members. It is a privilege to move the amendment, because as Liberal Democrats we want to make sure that pensioners are at the heart of the Bill, as do many colleagues of different parties in this room, I am sure. For us, it is about driving a positive culture of engagement. The expectations that these proposals would place on managers or trustees would drive a positive engagement culture, as well as putting guardrails and protections around investments. I would welcome the Minister’s reflections on how the Bill would tackle our aspiration for the positive engagement culture that I am sure all Members in the room wish to see achieved through the Bill.

• 9 Sept 2025 · Pension Schemes Bill (Sixth sitting) · Hansard source

  More

  I thank the Minister for his positive feedback. I beg to ask leave to withdraw the amendment. Amendment, by leave, withdrawn. Amendments made: 152, in clause 42, page 56, line 1, leave out “are to assess the needs and interests of its” and insert “of a scheme are to assess the needs and interests of the scheme’s”. This amendment corrects a minor verbal inconsistency. Amendment 153, in clause 42, page 56, line 14, leave out “money purchase benefits” and insert “benefits falling within paragraph (a) of the definition of ‘money purchase benefits’ in section 181(1) of the Pension Schemes Act 1993”. This amendment restricts the definition of “eligible member” of a relevant scheme so that it does not include members who are accruing or entitled to collective money purchase benefits. Amendment 154, in clause 42, page 56, line 16, leave out “established under a trust”. This amendment amends the definition of “relevant scheme” so schemes that are not established under a trust may fall within the definition. Amendment 155, in clause 42, page 56, line 25, at beginning insert “(1)(b) or”.— (Torsten Bell.) This amendment provides for negative parliamentary procedure for regulations that prescribe when or in what circumstances default pension benefit solutions need to be reviewed. Clause 42, as amended, ordered to stand part of the Bill. Clause 43 Transferable members

• 9 Sept 2025 · Pension Schemes Bill (Sixth sitting) · Hansard source

  More

  I echo what the shadow Minister has just highlighted. We all want the reform that the Bill introduces, but we do not want what results from this process to be set up forever, with a lack of opportunity for change; I will talk a little further about that when we come to new clause 3. Some reassurance from the Minister that there is an opportunity for new entrants and innovation would be extremely welcome.

• 9 Sept 2025 · Pension Schemes Bill (Fifth sitting) · Hansard source

  More

  As Liberal Democrats, one of the key lenses through which we look at the legislation is: how does it simplify the world for those who are not the most financially literate savers into their pensions? As Liberal Democrats, we strongly support the “pot follows member” approach, as it would simplify matters for people. It would ensure a clearer mechanism for savers to be aware of the level of their pension as their life moves on, and allow investments to be drawn together more easily. It would be interesting to hear the Minister’s reflections on that, and on why the Australian model is unsuitable for the United Kingdom.

• 9 Sept 2025 · Pension Schemes Bill (Fifth sitting) · Hansard source

  More

  Reflecting on events over the weekend, may I congratulate the Minister on being one of the few who remained in post? There is talk of the Prime Minister using all levers of power to drive forward work on certain wicked issues. One of the big wicked issues is the lack of affordable housing. In my constituency of Torbay, only 8% of our housing stock is social-rented, compared with a national average of 17%. I encourage the Minister to reflect again on this and take the opportunity of new clause 4—surely socialists should vote for clause 4. This is another opportunity to apply all the pressure we can to drive more social-rented housing, to support our communities and those most in need in society.

• 9 Sept 2025 · Pension Schemes Bill (Fifth sitting) · Hansard source

  More

  As the Liberal Democrat spokesperson, I echo that this is a direction of travel that we welcome. The vast majority of the proposals that are before us today are uncontentious. They follow the correct direction of travel in growth and change that we want to see in our pensions system in the United Kingdom. Question put and agreed to. Clause 27 accordingly ordered to stand part of the Bill. Clause 28 ordered to stand part of the Bill. Clause 29 Further provision about contents of small pots regulations

• 9 Sept 2025 · Pension Schemes Bill (Fifth sitting) · Hansard source

  More

  We have no issue with the technical amendments. However, for us the crucial issue in the Bill is driving an environment of positive investment, and a system in the United Kingdom that individual investors—as in, would-be pensioners—can believe in. The mandation element causes concern. As has been alluded to, there are assumptions that Ministers are reasonable people; however, we do not have to look that far across the Atlantic ocean to see politicians behaving unreasonably. It concerns us as Liberal Democrats that giving powers in the Bill without clear management of them is potentially a step too far. While the Minister, and other Ministers in the current Government, may be reasonable, who knows what is coming down the line in a very turbulent political system? We therefore continue to have grave concerns around mandation, and look forward to hearing what assurances the Minister is able to give. The key outcome for us is making sure that there is a stable pensions system in which people can have confidence, because confidence is crucial for driving the positive investment that I am sure everybody in this room wants to see.

• 9 Sept 2025 · Pension Schemes Bill (Fifth sitting) · Hansard source

  More

  Would the Minister be kind enough to reflect on a situation currently at play in the market, whereby Phoenix Group is withdrawing the management of billions of pounds from Aberdeen Group? These master products offer opportunities that could significantly impact on viability. Could the Minister reflect on that?

• 8 Sept 2025 · Defence Industrial Strategy · Hansard source

  More

  I am sure that the Minister, as a fellow Devon MP, will be only too well aware of our thriving high-tech cluster and the support it provides to the defence industry from its base in Torbay. What assurance can the Minister give our high-tech cluster in Torbay that it will be taken account of as this strategy develops, so that it can play its part in supporting our nation’s defence?